Trove
Privacy-first household finance

Household finances, without giving your data away.

A modern expense tracker that stores your transactions in your own Google Drive — never on our servers. Built for households who want clarity without compromise.

No card required. Cancel anytime.
householdtrove.com
Total spent · this month
$4,287
98 transactions · $138 daily avg
Groceries · Eating out · Bills
Needs
$2,815
committed
Wants
$1,472
flexible
Savings rate
31%
vs 26% last mo.
On track
+$340
under pace
Top categories · this month
Groceries $1,240
Eating out $680
Bills $560
Transport $420
Other $1,387
Why Trove exists

Most finance apps cost more than money.

They want your bank credentials. They store your transactions on servers you don't control. The free ones sell you credit cards and insurance you didn't ask for. The paid ones still treat your data as the product.

Trove takes a different shape: your data lives on your devices, not ours.

"Connect your bank account" Most apps ask for your online banking login. One breach exposes your entire financial life.
Your data on their servers Every transaction you log ends up in a database they own — to analyse, monetise, or accidentally leak.
Recommendations that aren't for you Free apps make money on referral fees from credit cards, loans, and insurance. The "advice" tracks the commission.
The Trove difference

A finance tool that respects the wall.

Manual import. Local-first. Your data never leaves your devices unless you choose to sync it — to your own cloud storage.

Private by architecture

Your transactions live in your browser. If you sync, they go to a JSON file in your own Google Drive. We literally never see them.

Built for households

Track joint spending, attribute expenses by person, see your shared and individual totals separately. The category names match how households actually think.

Simple to use

Drop in a CSV or PDF from your bank. Trove parses it, auto-categorises, and lays out the month at a glance. No bank login. No setup wizard. No subscriptions to credit reports you don't want.

What you get

The full picture, at a glance.

Dashboard at a glance

Total spent, savings rate, on-track indicator, top categories — all in one calm view, monthly or yearly.

CSV & PDF imports

Drop in statements from your bank. Auto-categorised with keyword rules that learn from your edits.

Your-Drive sync

One-click Google Drive connection. Your data syncs across devices in a JSON file you own.

Budget targets

Monthly targets per category. Tiles turn amber at 75%, red at 100%. No nagging — just clarity.

Savings & debt

Track savings accounts and contributions. Run mortgage amortisation. Voluntary payments included.

Multi-currency

12 currencies supported per account. Display in your primary; no FX trickery.

Pricing

One plan. No feature gates.

Trove costs less than your gym membership. Cancel anytime; your data stays yours.

Trove

$9
per month · 14-day free trial
or $89/year (save 18%)
  • Unlimited transactions, incomes, savings & debts
  • CSV & PDF imports with auto-categorisation
  • Google Drive sync — your data stays in your Drive
  • Budgets, trends, recurring detection
  • Dark mode & mobile-ready
Start 14-day free trial →
No card required. Cancel anytime.
FAQ

Common questions.

Where is my data actually stored?

In two places: your browser's localStorage (always), and — if you connect Google Drive — a single JSON file in your own Google Drive. Trove the company has no copy. We can't see your transactions, can't analyse them, and can't sell them. The privacy promise is structural, not a policy choice we could quietly walk back.

Do I have to connect my bank?

No. Trove never connects to banks. You import statements manually as CSV or PDF — most banks export these in one click. Manual import is a feature, not a bug: it's what makes the privacy promise possible.

What happens if I cancel?

You stop being billed at the end of your current cycle. Your data is unaffected — it stays in your browser and in your Google Drive. You can still open Trove and view everything locally; you just lose cloud-sync until you re-subscribe.

How is this different from other personal finance apps?

Most apps connect to your bank — convenient, but they store your transactions on their servers and often monetise the data through ads or referrals. Trove deliberately doesn't. You import statements manually as CSV or PDF (one click from most online banking portals), and your transactions stay in your browser and, optionally, your own Google Drive. It's the trade-off some people would gladly make: a few extra minutes a month, in exchange for a much smaller privacy footprint.

Is there a mobile app?

Trove works in any modern mobile browser — iOS Safari, Chrome on Android, etc. No app store install needed. Add it to your home screen for a one-tap app-like experience.

What if I don't want cloud sync at all?

That's a valid choice. Skip the Google Drive step and your data lives only in your browser. The trade-off: if you clear your browser storage or switch devices, the data is gone. Connect Drive (or export periodically) if you want it to survive.

Can my partner and I share an account?

Yes — Trove is designed for shared household use. Both partners use the same account, attribute transactions to each person, and see joint and individual totals. One subscription covers the household.

What payment methods do you accept?

Stripe handles all billing — credit and debit cards from most countries. Card details are never seen or stored by Trove. Manage or cancel your subscription anytime from the in-app Account section.

Get the clarity. Keep the privacy.

14-day free trial. No card required. Your data stays yours, forever.

Start free trial →
Cancel anytime · Built for households · $9/mo or $89/yr