These Terms govern your use of Trove, a household finance tool available at householdtrove.com (the "Service"). By signing up or using the Service, you agree to be bound by these Terms. If you don't agree, please don't use the Service.
Trove is operated by an individual sole-proprietor based in Canada. References to "we", "us", and "Trove" refer to the operator. References to "you" refer to the person using the Service.
Trove is a web application for tracking household income, expenses, savings, and debt. Your transaction data is stored locally in your browser, and optionally synced to your own cloud-storage account — we do not host your transactions on our servers. The Service is provided through your browser at the URL above.
You must be at least 18 years old to use Trove. By signing up, you confirm you meet this requirement.
To use the paid features of the Service you'll create an account using your email address. Sign-in is by magic link — we do not store a password. You're responsible for keeping access to your email account secure. If you suspect unauthorised access to your Trove account, email us at support@householdtrove.com.
New accounts get a 14-day free trial with full access to the Service. No card is required to start the trial. When the trial ends, you'll need to subscribe to continue using cloud-sync features. You can still use the local-only browser experience at no cost.
You can cancel your subscription at any time from the Manage My Trove → Account section, which opens a billing portal hosted by our payment processor. Cancellation stops future renewals; you retain access through the end of the billing period you've already paid for.
We do not offer refunds for partial billing cycles. If you believe you've been charged in error, contact us and we'll review the situation.
You agree not to:
Trove (the brand, the application code, the design) is owned by us. We grant you a limited, non-exclusive, non-transferable licence to use the Service for personal, non-commercial purposes while your subscription is active. Your data remains yours.
We aim to keep the Service available but do not guarantee uptime. We may temporarily suspend the Service for maintenance, security, or updates. Trove relies on third-party providers, and outages or changes by those providers may affect the Service.
Trove is a recordkeeping tool. Nothing in the Service constitutes financial, tax, legal, or investment advice. Numbers may be inaccurate due to import errors, miscategorisation, or bugs. Use the Service to inform your decisions; never as the sole basis for them. Always verify against your bank and credit card statements.
The Service is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that the calculations it performs are accurate for your situation.
To the maximum extent permitted by law, our total liability arising out of or related to the Service is limited to the amount you paid us in the 12 months before the event giving rise to the claim. We are not liable for indirect, incidental, special, consequential, or punitive damages, including lost profits, lost data, or loss of goodwill.
We may suspend or terminate your account if you breach these Terms or use the Service in a way that creates risk for us, our providers, or other users. You may close your account at any time by emailing us or cancelling through the Stripe customer portal.
These Terms are governed by the laws of the Province of Ontario, Canada, without regard to conflict-of-laws principles. The courts of Ontario have exclusive jurisdiction over any disputes that arise.
We may update these Terms from time to time. If changes are material, we'll update the "Last updated" date at the top and, where appropriate, notify you by email. Continued use of the Service after changes constitutes acceptance.
Questions about these Terms: support@householdtrove.com.